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2015-07-10 13:26:57
How to Opt Out of Credit Offers

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'Trigger Leads' are leads sold by credit bureaus to companies for marketing use.  The leads contain information on consumers who have recently run their credit report in order to secure credit - usually to purchase a car or a home.  The companies who buy the lists turn around and market to those leads.

HERE IS HOW YOU OPT OUT!

There are two ways to opt-out of the trigger lead programs

1- Complete and submit an online form at www.optoutprescreen.com. This method stops trigger leads for 5 years

2- Complete a separate form at www.optoutprescreen.com, and print, sign and mail a letter generated by that form to confirm your opt-out request.  This method stops trigger leads permanently.

 

One other benefit of opting out, is that it can raise your credit score.

 
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